We want you to feel that your money was well spent. If you don't, we want to make it right. This policy explains the specific scenarios and how we handle them.
If your first paid reading doesn't feel personally accurate to you, reply to your welcome email with the single word refund within 24 hours. We refund 90% instantly. The 10% covers Razorpay's non-refundable processing fee. No follow-up questions, no salvage attempts, no friction.
This applies to your first transaction only and is offered in good faith. After your first transaction the standard refund schedule below applies.
| Scenario | What we do |
|---|---|
| Reading not delivered (technical failure) | Full refund within 48 hours, plus the reading once fixed |
| Duplicate charge | Full refund within 48 hours |
| First reading didn't resonate (Satyam Promise) | 90% refund within 2 hours of email request |
| Subsequent reading didn't resonate | Account credit equal to charge, no cash refund |
| Buyer's remorse without quality issue | Not refundable after delivery |
| Scenario | What we do |
|---|---|
| Within 7-day free trial | No charge has been made; cancel anytime, no refund needed |
| First charge after trial — Satyam Promise invoked within 24 hours | 90% refund |
| Subsequent month renewals | Cancellation only — no refund for current cycle, future cycles cancelled |
| Annual subscription cancelled mid-year | Pro-rata refund of unused full months, minus 10% Razorpay fee |
| Service outage > 24 hours | Pro-rata account credit on request |
| Account terminated by us for cause (fraud / abuse) | No refund |
support@muhurta.app from the same email address as your account.Refund request — <your transaction ID>.The 10% deduction in the Satyam Promise corresponds to Razorpay's non-refundable transaction fee that we have to absorb regardless of refund. We chose to be transparent about this rather than hide it in the price. For mid-year annual cancellations the 10% deduction works the same way.
Please contact us before initiating a chargeback with your bank. We will resolve any legitimate complaint faster than the bank can. Unjustified chargebacks (where we have already refunded or where service was delivered as agreed) may result in account suspension.
Where service is disrupted by events outside our reasonable control (large-scale internet outage, government action, natural disaster), we credit affected days but do not pay cash refunds. Where disruption exceeds 7 consecutive days, full refund is available on request.
For any refund question, email support@muhurta.app. We are kind, fast, and human. The Satyam Promise exists because we mean it.